Insurance Products

Products & Services

At North Insure we are able to offer tailored solutions for your insurance needs. With a wealth of experience in a broad range of industries we are able to work alongside you to fully understand your business needs and associated exposures to help customise your insurance. Finding the right options for your business is made easier as we have the ability to access and extensive range of options through leading Australian and global insurers.

Business Insurance

Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

Cyber

In the past two decades the global proliferation of digital technology, and unscrupulous figures seeking to exploit it, has seen cyber risk become one of the leading risk factors for businesses.

Cyber insurance covers the physical loss or damage to information, IT systems and networks. It can also cover loss of profits to be business, caused by the introduction of malware, extortion or hacking.

Professional Indemnity

This specialised area of insurance covers liability arising from the ‘professional services’ provided by a business. Importantly, as the nature of modern business continues to change rapidly it’s no longer only for traditional occupations such as Engineers, Accountants, Doctors, Lawyers, Architects and Insurance Brokers.

Directors & Officers/
Management Liability

If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.

Motor Insurance / Commercial / Heavy Motor Insurance

One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.

Strata Insurance

Strata, Body Corporate & Community Association insurance is compulsory for risks such as damage to the building and common areas from fire, storm, accidental damage. Public liability if visitors or guests are injured on the property. Insurance companies have specialised packages for these types of risks that include both compulsory cover and optional cover.

Business Interruption

From your family and employees to customers and suppliers, there are a lot of people who are dependent on your business. Given this, have you ever considered what would happen if you were unable to operate due to crucial assets being damaged or destroyed by a major event like fire, storm damage or other major events that prevent business from trading.

Public Liability

Despite your best intentions sometimes accidents still happen. Today’s businesses are exposed to an ever growing list of legal liabilities.

Property Insurance

Property insurance is a type of insurance that covers the loss or damage to physical property after the occurrence of an Insured event or peril, such as storm damage, fire or impact from a truck.’ It is often sold as part of a package if insurance covers a Farm Pack, Home Insurance or Business Pack.

Home & Contents

For most Australians the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.

Farm

It is important to safeguard the assets you rely on no matter if you are large scale agribusiness operations or small farm. Farm insurance can be tailored to protect against theft, loss of income to livestock, vehicle, equipment and even your family home.

Pleasure Craft

Cover options for your boating lifestyle and water activities. Different types of boats require different types of cover.

Marine Cargo

Marine Insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit cover provides point-to-point coverage between your premises and those of your customers.

Contract Works

You need Contract Works Insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide cover against any physical damage as well as loss of building materials, fire and malicious damage.

Plant & Equipment Insurance

If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover everything from the smallest of earthmoving machines though to the largest fixed or mobile cranes – and everything in between.